Travel Insurance
Protect your trip with comprehensive travel insurance
Travel insurance is essential for any trip abroad. It provides peace of mind and financial protection against unexpected events that could otherwise ruin your holiday or leave you with significant expenses.
Why Travel Insurance is Essential
Medical Emergencies
Medical treatment abroad can cost thousands. A single hospital stay in the US can exceed £50,000.
Trip Cancellation
Illness, family emergencies, or unforeseen events can force you to cancel. Insurance protects your investment.
Lost Luggage
Airlines lose millions of bags yearly. Insurance covers replacement essentials and valuables.
What to Look for in a Policy
Medical Cover
- Minimum £2 million for Europe
- Minimum £5 million for USA/worldwide
- Emergency repatriation included
- 24/7 emergency helpline
Cancellation Cover
- Cover matching your trip cost
- Includes curtailment (cutting trip short)
- Check covered reasons carefully
- COVID-19 coverage if applicable
Baggage & Personal Effects
- Adequate cover for your belongings
- Single item limits (often £200-500)
- Delayed baggage allowance
- Valuables may need extra cover
Activities & Sports
- Check activities are covered
- Scuba diving, skiing may need add-ons
- Adventure sports often excluded
- Water sports cover varies
Recommended Minimum Coverage
| Cover Type | Europe | Worldwide |
|---|---|---|
| Medical Expenses | £2,000,000 | £5,000,000+ |
| Cancellation | £3,000+ | £5,000+ |
| Baggage | £1,500 | £2,000+ |
| Personal Liability | £1,000,000 | £2,000,000 |
| Missed Departure | £500 | £1,000 |
Important Tips
Buy Insurance When You Book
Purchasing insurance at the time of booking gives you cancellation cover from day one, protecting your deposit.
Declare Pre-existing Conditions
Always declare medical conditions honestly. Failing to disclose could invalidate your entire policy.
Keep Documents Accessible
Save your policy details and emergency numbers on your phone. Keep a printed copy in your luggage.
Read the Small Print
Understand exclusions, excess amounts, and claim procedures before you travel.
⚠️ Important Notice
Travel insurance is a condition of booking with Exclusive Trips Ltd. We strongly recommend purchasing comprehensive cover that matches the value of your trip. Please ensure your policy is valid for your entire journey and covers all planned activities.
Questions About Insurance?
Our team can advise on insurance requirements for your specific trip and recommend trusted providers.
Get Advice